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my credit card, I maxed that out to $4,000. What do you mean you max it out? Max it out or maxed it out? I got confused with the credit debt and credit limit. So my parents got me a credit card and I ended up getting a max credit limit of $8,000. So I could spend up to $8,000. That's what that means, right? Me and my boyfriend, me and my friends, we would go out and I'd be like, oh, I'll pay for everybody. I got it. I'll spend the money. Don't worry about it. It's just a credit card. So I would pay and pay and pay and pay. And then I called my mom one day and I wanted her to be proud of me. So I was just like, Hey, I've got $4,000 credit on my credit card. And she's like, credit limit or credit debt. I was like, what's debt? And she's like, oh, that's bad. I'm like, oh, really? Okay. I thought that was good. And she's like, no, your credit limit at the time it was $8,000. So I was like, okay, well the credit limit's $8,000. That's good, right? And she's like, yes, but you were $4,000 in debt. And then they're like, screw it. You're not going to pay this off in time. Give it to me. So my parents took it and they 're still currently paying it off right now.